*For 2 family members who enrol together, they can firstly enjoy 10% family discount, and an extra 40% discount will be subsequently applied to the discounted premium; For 3 or more family members who enrol together, they can firstly enjoy 15% family discount, and an extra 45% discount will be subsequently applied to the discounted premium. For details, please refer to the Terms and Conditions.
Bupa Member-Get-Member programme - Terms and conditions:
- The Bupa Member-Get-Member programme (“Programme”) is run by Bupa (Asia) Limited (“Bupa”).
- The programme will run from 8 April 2021 – 31 December 2021 (both dates inclusive) (“Promotional Period”).
- Any existing Bupa member who is covered as an insured member under an in-force individual or group medical insurance policy underwritten by Bupa (“Referrer”) who refers a new customer to Bupa (“Referee”) is eligible to receive the referral reward stated in clause 7 (“Referral Reward”) and the Referee is eligible to receive the discount offer stated in clause 12 (“Offer”), if the Referee meets all the following eligibility criteria below (“Eligible Referee”):
- The Referee must successfully enrol in Bupa CarePro, Bupa Care Kid, Bupa Care HealthNet, Bupa Gold, Bupa Crystal, Bupa Together, Bupa HealthPlus, Bupa Transfer Care, Bupa Critical Essential Care individual insurance scheme or Bupa Safe Critical Illness Insurance Scheme; or Bupa MyBasic VHIS Plan, Bupa MyFlexi VHIS Plan or Bupa Hero VHIS Plan (“Eligible Scheme”) through a Bupa Health Management Consultant within the Promotional Period.
- When enrolling in an Eligible Scheme, the Referee must provide the Referrer’s referral codeto Bupa Health Management Consultant.
- The Referee must not have been a Bupa individual member within 6 months prior to the date they submit the application to enrol in an Eligible Scheme.
- The Referee’s Eligible Scheme must come into effect between 1 May 2021 and 1 January 2022.
- The Referee must not:
- be receiving the child discount under Bupa MyFlexi VHIS Plan, Bupa Care Kid or Bupa Together insurance schemes;
- be transferring from an existing Bupa individual or group membership to an Eligible Scheme; or
- have cancelled the Eligible Scheme at the time the Referral Reward is due to be provided to the Referrer.
- This Programme cannot be used in conjunction with any other promotional offer or discount.
- When sending the Programme details to the Referee, the Referrer must tell the Referee that the Referrer will receive a Referral Reward. When applying for an Eligible Scheme with the referral code provided, the Referee understands, acknowledges and agrees that, as a result of enrolling in the Eligible Scheme, Bupa will award the Referrer a Referral Reward as an incentive with monetary value for making an introduction and referral. Such reward shall not constitute a commission of any kind payable by an insurer to an insurance intermediary for arranging a contract of insurance or inviting, inducing, attempting to invite or induce the Referrer to make a decision to enter into a contract of insurance.
- The information provided by the Referrer about the Eligible Scheme does not in any way suggest, imply, establish or constitute any insurance purchase advice, endorsement, approval or recommendation in respect of Bupa or its products or services including the quality or suitability of the products or services for the Referrer’s personal use. The Referee should make an independent decision whether or not to purchase the Eligible Scheme and ascertain the suitability of the product(s) recommended. All terms and conditions of the Eligible Scheme should refer to the Contract/Policy document.
Referral Reward
- Referrers will receive one supermarket coupon (“Coupon”) for each Eligible Referee they have referred as follows:
No. of Eligible Referees |
Value of Coupon (HKD$) |
1st |
HK$500 |
2nd |
HK$800 |
3rd and onwards |
Each HK$1,000 |
- The redemption letter for the Coupon will be sent to the Referrer’s correspondence address by post or email within 6 months after the commencement date of their Eligible Referee’s scheme. The Referrer can redeem the Coupon at designated service centres listed on the redemption letter within the redemption period stated on the redemption letter. The Referrer’s insurance scheme must still be in force at the time of issuing the redemption letter. In the event Bupa subsequently discovers that the Referrer’s insurance scheme has been cancelled for whatever reason, Bupa reserves the right to cancel the redemption letter without notice or demand repayment of the value of the Coupon.
- Bupa will send the Coupon to the Referrer’s address or email in Bupa’s records. Bupa will not replace or resend Coupons not received by Referrers if their contact information in Bupa’s records is incorrect or not up-to-date. Referrers should contact Bupa immediately if there is any change in their correspondence address.
- Coupons are not exchangeable, transferrable or redeemable for cash or other goods.
- Bupa is not the supplier of the Coupons and accepts no liability for any matters relating to the usage of the Coupons. Usage of the Coupon is subject to the terms and conditions stipulated by the supplier on the Coupon.
Eligible Referee’s Offer
- Eligible Referees will receive the following discount on the first year’s subscription for successful enrolment in the Eligible Scheme:
- Bupa CarePro, Bupa Together, Bupa HealthPlus, Bupa Care Kid, Bupa Care HealthNet, Bupa Gold, Bupa Crystal, Bupa Transfer Care Health Insurance Scheme and Critical Essential Care – 30% discount on the first year’s subscription;
- Bupa Safe Critical Illness Insurance Scheme, Bupa MyBasic VHIS Plan, Bupa MyFlexi VHIS Plan or Bupa Hero VHIS Plan – 20% discount on the first year’s premium.
- The Referee’s discount cannot be used in conjunction with any other offers. However, if the Eligible Scheme has another promotion offer available at the time of enrolment, Eligible Referees can elect the promotion offer with a higher discount rate and its respective promotional terms and conditions shall apply.
- Eligible Referees must pay the first year’s subscription/premium in full at annual payment mode. .
- The Bupa CarePro scheme is only available to new members aged 18 to 59 years.
- The Bupa Care Kid scheme is only available to new members aged 15 days to 17 years.
- The Bupa Together and Bupa HealthPlus schemes are only available to new members aged below 59 years.
- Bupa has the sole and absolute discretion to determine a Referee’s eligibility to receive the Offer.
General
- Bupa reserves the right to change or terminate the Programme in full or in part or amend these terms and conditions at any time without prior notice.
- Bupa reserves the right to make the final decision on any matter in relation to this Programme.
- Should there be any discrepancy between the English version of these terms and conditions and the Chinese version, the English version shall prevail.
Bupa Hero VHIS Plan - Up to 75% first-year premium discount for family enrolment with the annual payment mode - Terms and conditions
- The promotion is offered by Bupa (Asia) Limited (“Bupa”) and valid from 1 April 2021 – 30 June 2021 (both dates inclusive) (“Promotion Period”).
- The Promotion Offer is only available to new members who enrol as an insured person (“New Customer”) under Bupa Hero VHIS Plan (Flexi Plan) (“Eligible Scheme”) and fulfill all eligibility criteria in clause 4 below (“Eligibility Criteria”).
- Within the Promotion Period, a welcome premium discount will be offered to New Customer(s) on the overall premium of the Eligible Scheme according to the discount rate below (“Promotion Offer”):
No. of New Customer(s) who enrol together
|
Welcome premium discount rate
|
1
|
30% off
|
2
|
45% off
|
3
|
60% off
|
4 or more
|
70% off
|
* If both family discount and welcome premium discount are applicable, family discount will be deducted first and welcome discount shall be subsequently applied to the discounted premium. Both family and welcome discounts shall not be applied together on a cumulative basis concurrently in the calculation. To illustrate, the total discount rates applicable to family members’ enrolment are set out below:
No. of family member(s) who enrol together
|
Family discount
|
Welcome premium discount rate
|
Total
|
1
|
---
|
30% off
|
30% off
|
2
|
10% off
|
45% off
|
50.5% off
|
3
|
15% off
|
60% off
|
66% off
|
4 or more
|
15% off
|
70% off
|
74.5% off
|
- To enjoy the Promotion Offer, all New Customers are required to meet all of the following eligibility criteria:
- Successfully enrol in the Eligible Scheme during the Promotion Period;
- All New Customers must submit the application form(s) at the same time to calculate the eligible welcome premium discount under the Promotion Offer. Any late or subsequent submission(s) shall be counted afresh at the time of submission and no retrospective discount will be given;
- Application for the Eligible Scheme must be submitted through a Bupa Health Management Consultant during the Promotion Period;
- Must not cancel any individual medical insurance scheme underwritten by Bupa within 6 months prior to the date of submitting the application for an Eligible Scheme; and
- The Eligible Scheme must come into effect on 1 May 2021, 1 June 2021 and 1 July 2021 with annual premium payment paid.
- The Promotion Offer is applicable to all first year premiums paid under the Eligible Scheme, inclusive of the standard premium of the Certified Plan, premiums for optional benefits, Bupa Supplementary Critical Illness Benefit and its applicable premium/ subscription loading. For renewal premiums, New Customers can still enjoy family discount on the standard premiums of the Certified Plan if they are eligible family members and all Eligible Schemes are still in force.
- The Promotion Offer is calculated based on the standard premium after family discount (if applicable) has been applied. The Promotion Offer cannot be used in conjunction with any other promotion offers or discount. Any levy payable under the Eligible Scheme shall be calculated before applying the Promotion Offer.
- In the event that any of the New Customer(s) terminate the Eligible Scheme within the 1st Policy Year for whatever reason, Bupa shall recalculate the entitled premium discount based on the actual number of New Customer(s) with the Eligible Scheme still in force. The New Customer shall repay Bupa the difference between the Promotion Offer already applied and the recalculated actual eligible promotion discount upon Bupa’s reasonable request.
- The discount amount and discount percentage applied to the Eligible Scheme under the Promotion Offer will not be shown on the Policy Schedule of the Eligible Scheme. The New Customer should refer to the copy of the application form enclosed in the welcome pack for the actual premium and levy paid.
- The amount of premium discount received under the Promotion Offer is not eligible for tax deduction. Please refer to bupa.com.hk/taxfaq if you wish to calculate the qualifying premiums eligible for tax deduction in a tax year.
- Bupa reserves the right of final decision for the New Customer’s entitlement to the Promotion Offer.
- The Promotion Offer is not transferable, returnable or redeemable for cash.
- Bupa reserves the right to cancel or terminate this Promotion Offer (in whole or in part) or amend these terms and conditions at any time without prior notice.
- In case of any dispute, the decision of Bupa shall be final and conclusive on all matters related to the Promotion Offer.
- If there is any inconsistency or conflict between the English and the Chinese versions of these terms and conditions, the English version shall prevail.
Bupa Safe Critical Illness Insurance Scheme - Welcome Promotion Offer Terms and conditions
- The promotion is offered by Bupa (Asia) Limited (“Bupa”) and valid from 1 May 2021 – 31 July 2021 (both dates inclusive) (“Promotion Period”).
- The Promotion Offer is only available to new members who enrol as an insured person (“New Customer”) under Bupa Safe Critical Illness Plan (“Eligible Scheme”) and fulfill all eligibility criteria in clause 4 below (“Eligibility Criteria”).
- Within the Promotion Period, a welcome subscriptions discount will be offered to New Customer(s) on the overall subscriptions of the Eligible Scheme according to the discount rate below (“Promotion Offer”):
No. of New Customer(s) who enrol together
|
Welcome subscriptions discount rate
|
1
|
20% off
|
2 or more
|
40% off
|
The discounted subscriptions shall be rounded to the nearest dollar.
- To enjoy the Promotion Offer, all New Customers are required to meet all of the following eligibility criteria:
- Successfully submit the application for the Eligible Scheme during the Promotion Period;
- All New Customers must submit the application through Bupa’s website (https://www.bupa.com.hk/BupaSAFE) under the same subscriber at the same time to calculate the eligible welcome subscriptions discount under the Promotion Offer. Any late, separate or subsequent submission(s) shall not be entitled to the Promotion Offer; and
- The Eligible Scheme must come into effect from 1 June 2021 to 1 August 2021 with annual subscriptions payment paid.
- The Promotion Offer is applicable to all first year subscriptions paid under the Eligible Scheme, inclusive of the subscriptions for all benefits and its applicable subscription loading.
- The Promotion Offer cannot be used in conjunction with any other promotion offers or discount. Any levy payable under the Eligible Scheme shall be calculated before applying the Promotion Offer.
- In the event that any of the New Customer(s) terminate the Eligible Scheme within the 1st Policy Year for whatever reason, Bupa shall recalculate the entitled subscriptions discount based on the actual number of New Customer(s) with the Eligible Scheme still in force. The New Customer shall repay Bupa the difference between the Promotion Offer already applied and the recalculated actual eligible promotion discount upon Bupa’s reasonable request.
- The discount amount and discount percentage applied to the Eligible Scheme under the Promotion Offer will not be shown on the Membership Certificate of the Eligible Scheme. The New Customer should refer to the copy of the application form enclosed in the welcome pack for the actual subscriptions and levy paid.
- The amount of subscriptions paid for the Eligible Scheme is not eligible for tax deduction.
- Bupa reserves the right of final decision for the New Customer’s entitlement to the Promotion Offer.
- The Promotion Offer is not transferable, returnable or redeemable for cash.
- Bupa reserves the right to cancel or terminate this Promotion Offer (in whole or in part) or amend these terms and conditions at any time without prior notice.
- In case of any dispute, the decision of Bupa shall be final and conclusive on all matters related to the Promotion Offer.
- If there is any inconsistency or conflict between the English and the Chinese versions of these terms and conditions, the English version shall prevail.