Bupa Hong Kong | MyFlexi VHIS Plan| Voluntary Health Insurance Scheme (VHIS)

Recommended Schemes

[New] Bupa Hero VHIS Plan

Full cover² in Asia³ up to HK$30 million annually
First VHIS plan to prioritise mental health
Full cover³ for inpatient psychiatric treatment and cancer treatments
Flexible deductible options to lower your premium
No lifetime benefit limit and coverage will be automatically renewed each year

Bupa MyFlexi VHIS Plan

The first VHIS plan in Hong Kong offering both ‘Full Cover Benefit’ and ‘Supplementary Major Medical Benefit’
Longer hospital coverage
Cashless treatment without deposit and claims procedure by using Bupa medical card⁴
Enjoy Child Discount and No Claim Renewal Discount
Eligible for tax deduction and unknown pre-existing conditions are covered⁵

Bupa MyBasic VHIS Plan

Covers necessary medical expenses up to HK$420,000 every year which will be restored in the next policy year
Claim a tax deduction up to HK$8,000 in premium annually
Eligible for tax deduction and unknown pre-existing conditions are covered⁵

Why choose Hong Kong’s medical insurance expert?

Global healthcare specialist

Bupa began in the UK in 1947. We are a leading international healthcare organisation with over 70 years of experience.
Apart from providing health insurance, we run clinics, hospitals, dental centres care homes, and more in many countires like the UK, Australia and Spain. Our focus in healthcare funding and services explains why we have the expertise and resources to provide you with smart and suitable solutions in healthcare.

Trusted brand

Health insurance provider to Hong Kong’s 19,000 civil servants for more than 20 years running.
We’ve gained the trust of more than 400,000 individuals, 3,200 companies.
Almost half of our customers have been Bupa members for 3 years and more.

Got question? 2517 5962

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Notes, Terms and conditions

Bupa MyFlexi VHIS Plan Certification Number:
Standard: F00029-01-000-01
Standard Plus: F00029-01-001-01
Advance: F00029-02-000-01
Advance Plus: F00029-02-001-01
Deluxe: F00029-03-000-01
Deluxe Plus: F00029-03-001-01

The above information is a summary of the products and the promotional offer, please refer to Bupa's website and the Policy for details.

Notes：

Selected medical insurance schemes include: Bupa MyBasic, MyFlexi and Hero VHIS Plan.
Full cover is only applicable to covered expenses and subject to the annual benefit limit.
Asia includes Australia and New Zealand.
Only applicable to those who have enrolled in Push the Limit Benefit.
Unknown pre-existing conditions and congenital conditions with symptoms appearing or diagnosed after age 8 are covered based on a waiting period. Known pre-existing conditions are covered subject to underwriting and an additional premium.

SmarTone Plus members exclusive offers – Terms and conditions :

The promotion period is valid from 28 November 2019 – 30 June 2020 (both dates inclusive) (“Promotion Period”).
To enjoy the free Health Check Services (applicable to customer aged 18 or above) (“Promotion Offer”), the insured person (“New Customer”) is required to meet all of the following eligibility criteria:
a. Successfully enrols in Bupa MyBasic VHIS Plan, Bupa MyFlexi VHIS Plan or Bupa Hero VHIS Plan (“Eligible Scheme”) through a Bupa Health Management Consultant within the Promotion Period;
b. Must not cancel any individual medical insurance scheme underwritten by Bupa (Asia) Limited (“Bupa”) within 6 months prior to the date of submitting the application for an Eligible Scheme;
c. Has not enjoyed any child discount or family discount under the Eligible Scheme; and
d. Eligible Scheme must come into effect between 1 January 2020 and 1 July 2020 with annual premium payment paid.
The redemption letters for the Promotion Offer will be sent to the New Customer by surface mail to the correspondence address in Bupa’s records within 2 months after the New Customer’s Policy Effective Date. New Customers can redeem the Promotion Offer at the designated service centres listed on the redemption letter within 1 year of the date of the redemption letter. No redemption letter will be re-sent by Bupa in case of loss or if the correspondence address on Bupa’s record is incorrect.
In the event that the New Customer has redeemed the Promotion Offer and terminated the policy for any reason within 12 months after the Policy Effective Date, the New Customer agrees to repay Bupa the amount equivalent to the value of the Promotion Offer as an administration fee.
Bupa is not the supplier of the Promotion Offer. The use of the service is bound by the terms and conditions issued by the service providers. Bupa makes no representation or guarantee as to the quality and suitability of the products, services or information provided by the service provider. Bupa shall not be liable for any matters arising from or in connection with the products, services or information related to the Health Check Service.
The use and redemption of the Promotion Offer are subject to the terms and conditions set out in the redemption letters and imposed by the service providers.
The Promotion Offer is only applicable to the eligible New Customer indicated in the redemption letters and it is not transferable to any other person or exchangeable for cash and other services.
The usual retail prices of the Promotion Offer are provided by the service providers and are for reference only. Bupa is not responsible for setting these references.
The Promotion Offer cannot be used in conjunction with other promotion offers.
Bupa reserves the right to:
a. change these terms and conditions without prior notice;
b. make the final and binding decision in case of dispute in relation to this promotion; and
c. discontinue the promotion without prior notice.
In the case of any discrepancy between the Chinese and English versions of these terms and conditions, the English version will prevail.

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