Bupa Hero VHIS Plan

  • 【First-year enrolment offer】Enjoy up to 46% off for single enrolment! Enrol with your family members or add more optional benefits to enjoy up to 54% off!4
  • Annual benefit limit up to HK$40 million per year with maximum HK$8,000 in premiums eligible for tax deduction
  • Full cover3 for all eligible cancer surgery expenses and treatments (e.g. chemotherapy or targeted therapy) and other serious and common illnesses (e.g. stroke, kidney failure, cataract) surgery expenses, treatments received in Asia, Australia and New Zealand1,2or worldwide excluding the United States2
  • Supplementary Critical Illness Benefit covers up to 98% of critical illnesses5, including cancer, heart attack and stroke. It provides coverage for your living expenses up to HK$3,300,000 to support your lifestyle and family budget25.
【First-year enrolment offer】
Enjoy up to 46% off
for single enrolment
Please call us at
2517 5542

GENEROUS PROTECTION WITHOUT ANY WORRIES

  • First-year premium from HK$301 per month for private room coverage6
  • No lifetime benefit limit and coverage will be automatically renewed each year
  • Full cover3 for all related outpatient expenses within 90 days before or 365 days after confinement (e.g. physiotherapy, follow-up consultations)
  • 4 deductible options7 are available, allowing you to easily enjoy up to HK$40 million benefit limit per year
  • Deductible for related treatments will be waived (if any) if you’re diagnosed with cancer
  • Cashless treatment8 with your Bupa medical card for hospitalisation and other medical services at designated service providers9.10 (e.g. hospitals and diagnostic centres), so you won’t need to submit any claims; other claims will be normally settled within 5-7 working days after receiving full documentation
  • By selecting from our many optional benefits11, you can tailor your policy to better protect your health and wellbeing
  • Medical check-up12 every policy year for better prevention
  • Eligible for tax deduction on up to HK$8,000 in premiums annually13
  • Eligible to enrol up to age 80 years old and guaranteed lifelong renewal14

COMPREHENSIVE MENTAL HEALTH SUPPORT

  • First Mental Health Clinical Network in Hong Kong
  • 24-hour Mental Health Service Hotline15 operated by qualified and experienced counsellors and clinical psychologists offering free emotional support
  • Face-to-face counselling services16 in strict confidence can also be arranged if needed
  • Certified Plan provides full cover3 on inpatient psychiatric treatments in your chosen area of cover
  • Optional Clinical benefits10 include outpatient psychiatric-related treatments and psychological counselling for treatments on psychiatric and psychological conditions (e.g., depression, anxiety disorder, panic disorder, early psychosis, senile dementia and Parkinson’s disease)

 

FLEXIBLE OPTIONAL BENEFITS11

 
  • Optional Clinical Benefit10 offers full cover17 on eligible expenses such as GPs, specialists, physiotherapists, Chinese herbalists, Chinese bonesetters and psychiatric-related treatments etc.
  • 【Newly Launched】Video consultation services allow eligible members to consult selected general practitioners comfortably and safely at home, with door-to-door medication, referral letter and sick leave certificate delivery. Medication delivery charge will also be waived during the special protection period. 23
  • Extra vaccination18 (e.g. hepatitis B, measles, influenza) benefits
  • Optional Dental Benefit19 covers scaling & polishing, fillings & extractions, periodontal surgery etc and Optical Benefit19 covers fees for consultations, eye checks and optical correction device
  • Optional Maternity Benefit 20 covers obstetrician's fees, hospitalisation charges, prenatal and postnatal check-up costs and nursery care for a newborn baby during hospital confinement

 

SUPPLMENTARY CRITICAL ILLNESS OPTIONAL BENEFIT

  • Provides worldwide coverage for up to 98% of all serious critical illnesses5, including 80 major critical illnesses (such as cancer, heart attack, stroke) and 5 early stage critical illnesses (such as coronary artery disease requiring angioplasty26).
  • This benefit offers triple protection for up to 3 separate conditions at different times throughout your life—Major Critical Illness Benefit, Early Stage Critical Illness Benefit and Additional Cancer Benefit25,26, with a lifetime benefit amount up to HK$3,300,000 in aggregate24.
  • Covers an additional cancer claim26 if you're diagnosed with cancer (including recurrence or distant metastasis) after the major critical illness has been paid.
  • In Bupa’s new Cancer Care Programme, our qualified nurses and health management professionals will provide personalised follow-up throughout your cancer journey, emotional support and a variety of health information such as cancer care and dietary tips.
Enjoy up to 46% off for single enrolment! Enrol with your family members or add more optional benefits to enjoy up to 54% off! 4
Got question? 2517 5542

OTHER FEATURES (also coverED BY OTHER BUPA VHIS Plans)

  • Cover medical expenses for unknown pre-existing conditions and congenital condition(s) with symptoms appearing or diagnosed from age 8
  • Cover hospital expenses (e.g. specialist's, surgeon's, anaesthetist's fees)
  • Cover surgeries performed in a clinic or day-case unit of a hospital (e.g. wound sutures, plaster casts and endoscopies)
  • Cover prescribed non-surgical cancer treatments (e.g. radiotherapy, chemotherapy, targeted therapy, immunotherapy)
  • Cover prescribed diagnostic imaging tests (e.g. MRI and CT scans)
  • No medical examination required for enrolment21
  • 21-day cooling-off period
  • Regardless of your claims history, no extra individual charges will be applied
  • Our customer helpdesk and WhatsApp Chatbot provides 24-hour live support to answer queries related to your Policy

 

HEALTH COACHING SERVICES FOR DIFFERENT NEEDS

  • A team of qualified nurses and health management professionals provide 24-hour live guidance on your health-related queries, with the support of doctors22
  • Second medical opinion from a panel of medical specialists can be arranged if you're suffering from a serious illness
  • Other services include providing healthcare centre choices, Chronic Conditions Programme, a Care Manager to follow up on your claims and support you throughout your treatment and recovery
  • Non-emergency global healthcare support18 can help you find a doctor or make an appointment with your preferred healthcare service providers

 

Why choose Hong Kong’s medical insurance expert?

Global healthcare specialist

  • Bupa began in the UK in 1947. We are a leading international healthcare organisation with over 70 years of experience.
  • Apart from providing health insurance, we run clinics, hospitals, dental centres care homes, and more in many countries like the UK, Australia and Spain. Our focus in healthcare funding and services explains why we have the expertise and resources to provide you with smart and suitable solutions in healthcare.

 

Trusted brand

  • Health insurance provider to Hong Kong’s 19,000 civil servants for more than 20 years running.
  • We’ve gained the trust of more than 400,000 individuals, 3,200 companies.
  • Almost half of our customers have been Bupa members for 3 years and more.

Non-VHIS plan suggestions:

 

Certified VHIS plan:

 

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The health insurance schemes detailed on this webpage are underwritten by Bupa (Asia) Limited. Bupa (Asia) Limited is authorised and regulated by the Hong Kong Insurance Authority to carry out general insurance business in the HKSAR. All terms and benefits are subject to the Policy. Please refer to the Policy for details.

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【First-year enrolment offer】Enjoy up to 46% off for single enrolment! Enrol with your family members or add more optional benefits to enjoy up to 54% off!4


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